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Join the journey. Grow the future.

Building Shared Prosperity, One Community at a Time

What we Do

Our Featured products.

For Cooperative Members

Grow Together: Turn your regular savings into a powerful community investment.

View Constitution

Own The Bank

The Own-The-Bank Share Scheme is designed to make ownership accessible to everyone individuals, stokvels,

View investment Memo

Build Sustainable Income

Earn consistent returns through community driven investment opportunities.

Simple & Transparent Process

Join the co-operative with ease clear steps, fair terms and full transparency.

Community-Centered Support

Guidance available across languages and regions to help every member participate fully.

About Us

Building A More Compact Our Future Economy

QALO YA AFRIKA is a platform that seeks to connect individuals, Stockvels and Groups to entrepreneurs and business people that are looking for capital to expand or scale their businesses in all sectors for shared economic growth and job creation.

We are a secure digital platform where cooperatives can pool their members’ savings and invest them directly into promising South African SMEs. We handle the secure connections, and you make the decisions that grow your community’s wealth

What We Stand For:

Community powered investment opportunities designed to uplift members collectively.
Transparent systems that make participation simple and accessible.
A growing network of partners committed to building an economy owned by its people.
Support and guidance to help entrepreneurs and investors thrive.

Vision

Our vision is to cultivate community investment opportunities for shared prosperity that uplifts everyone.

Mission

Our vision is to be the heartbeat of a thriving, self-sustaining African economy, built by and for its people.

Empowering Communities Through Collective Investment

Build Legacy Wealth. Together.

HOW IT WORKS

Fast & easy application process here

01.

Review All Documents

View or download the Constitution, the Terms and Conditions and the eNL Mutual Bank proposal.

02.

Accept Terms & Opt In

Accept the terms and conditions and opt in to be a member of the Ad-Hoc Co-operative.

03.

Pay Service Fee

You will pay a R200 subscription fee to complete your membership.

04.

Start Investing

Choose your community investment opportunity and contact us to grow your business .

Community Portfolios

Expert Solutions For Collective Investment

QALO YA AFRIKA is focused on cultivating community investment opportunities for shared prosperity. We provide platforms and structured initiatives for members to join, invest, and ultimately own the means of production.

Ad-Hoc Co-operative

This is a primary opportunity to opt in and become a formal member of a co-operative structure.

eNL Mutual Bank Proposal

Review the proposal for the eNL Mutual Bank. This document outlines a vision for collective financial empowerment within the community.

View

Grow Your Business

Contact us to find pathways and support for growing your business within the self-sustaining African economy we are building.

Community Investment Guide

Review the guide on "How it works" to understand the full process, from membership opt-in to selecting an investment

View

HOW DO I CREATE AN ACCOUNT WITH QALO YA AFRIKA?

To join, you must opt in to be a member of the Ad-Hoc Co-operative. You will need to accept the terms and conditions and pay a R200 service fee.

WHAT IS THE VISION OF QALO YA AFRIKA?

WHAT IS THE MISSION OF THE PLATFORM?

WHAT IS QALO YA AFRIKA?

Read Faq

Frequently Asked Questions

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Join the Movement

Be The Heartbeat of a Thriving African Economy

QALO YA AFRIKA is building a self-sustaining economy, and you are the vital element. Don't just watch prosperity happen—own it. Our mission is to cultivate community investment opportunities for shared prosperity that uplifts everyone.

Our Partner

Featuring the eNL Mutual Bank Proposal

As a platform committed to cultivating community investment opportunities, QALO YA AFRIKA highlights key initiatives for its members. The eNL Mutual Bank proposal represents a significant step towards achieving our vision: to be the heartbeat of a thriving, self sustaining African economy