Join the journey. Grow the future.
eNL Mutual Bank is a modern mutual bank built for a new digital era, offering inclusive, affordable, and accessible financial services designed to empower individuals, small businesses, and communities.
Rooted in the principles of mutuality, we place people before profit, delivering cutting-edge digital banking solutions that make everyday money management simple, transparent, and convenient. Ours is to ensure that quality banking is available to everyone, especially those traditionally underserved by the financial sector. With innovative technology, low-cost products, and a strong commitment to financial inclusion, eNL Mutual Bank is redefining what it means to bank—creating a future where every person has the tools and support needed to participate fully in the economy.
To join, you must opt in to be a member of the Ad-Hoc Co-operative. You will need to accept the terms and conditions and pay a R200 service fee.
Our vision is to be the heartbeat of a thriving, self-sustaining African economy, built by and for its people.
Our mission is to cultivate community investment opportunities for shared prosperity that uplifts everyone.
It is a platform that brings individuals together to form a community that strives to own the means of production.
We’re here to help. If you have questions or would like to learn more about our platform, reach out to us and we’ll be happy to assist.